WORK WITH US

IFS provides innovative and specialised impact funding solutions to SMEs in short turnaround times, whilst focusing on the merits and circumstances of the relevant transactions.

We provide SMEs access to capital for continued growth and economic stimulation, through the following innovative products:

INVOICE
DISCOUNTING

PURCHASE
ORDER FUNDING‚Äč

ASSET BACKED
TRADE FINANCE‚Äč

UNLOCK GROWTH THROUGH
ACCESS TO FUNDING

INVOICE DISCOUNTING

IFS Invoice Discounting fast-tracks business growth by releasing funds tied up in unpaid invoices and decreasing the working capital cycle for continued business growth. We support business growth by overcoming the temporary obstacle of restricted cash flow. This product is suited for clients seeking to unlock growth through access to funding.

HOW IT WORKS

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DELIVER A PRODUCT OR RENDER A SERVICE



To start the process, you first need to deliver a product or render a service to your debtor

SEND US YOUR INVOICE



Send us a copy of your invoice and relevant supporting documents to be verified

PAYMENT



Once verified and approved, a payment of up to 80% of the invoice value will be made available to you immediately

CONCLUSION



We wait for your debtor to pay the invoice into a regulated account according to their normal payment terms, after which we settle the balance with you

WHAT ARE THE BENEFITS

INSTANT CAPITAL TO ENABLE AND GROW YOUR BUSINESS

PURCHASE ORDER FUNDING

IFS funds clients who are in possession of approved purchase orders related to supply and delivery of goods. Our focus is on securing the payment, enabling us to rather focus on the merits of the transactions.

HOW IT WORKS

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SEND CONFIRMED PURCHASE ORDER & QUOTATION



To start the process, send us your approved and confirmed Paymaster Purchase Order, accompanied by your Supplier quotation for the specified goods

CONFIRM PURCHASE ORDER GOODS SPECIFICATIONS



Our team will validate and confirm the Purchase Order and relevant goods specifications directly with the Paymaster and Supplier

PAYMENT
FOR
GOODS



Once verified, we pay the supplier directly as per agreed payment terms

DELIVERY
OF
GOODS



The products/goods are delivered to the Paymaster accompanied by your company invoice and Goods Received Note (GRN). A copy is also sent to our team
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CONFIRM INVOICE PAYMENT



Our team will confirm delivery and acceptance of goods and invoice directly with the Paymaster, including the relevant payment information
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CONCLUSION




We wait for your debtor to pay the invoice to a regulated account according to their normal payment terms, after which we settle the balance with you

WHAT ARE THE BENEFITS

INSTANT CAPITAL TO ENABLE AND GROW YOUR BUSINESS

TRADE / ASSET BACKED FUNDING

IFS provides secured Trade/Asset backed finance facilities against unencumbered assets to enable its clients to continually grow and expand their business and/or to bridge or unlock specific transactions in the short term.

HOW IT WORKS

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COMPLETE APPLICATION
FORM



To start the process, send us your completed application form accompanied by the relevant supporting information

FACILITY REVIEW
& ASSESSMENT



Our team will complete a facility review and assessment, including validation work on security assets

APPROVAL &
TERM SHEET



Once approved, our team will send you an indicative term sheet, detailing proposed terms and conditions

CREDIT
COMMITTEE APPROVAL



Once the term sheet is accepted, the outstanding conditions are completed and the facility is presented to the credit committee for approval
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AGREEMENT
& PAYMENT



Agreements are completed and signed where after funds are disbursed in terms of drawdown requests
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CONCLUSION




The facility is repaid based on the agreed repayment terms

WHAT ARE THE BENEFITS?