WORK WITH US
IFS provides innovative and specialised impact funding solutions to SMEs in short turnaround times, whilst focusing on the merits and circumstances of the relevant transactions.
We provide SMEs access to capital for continued growth and economic stimulation, through the following innovative products:
INVOICE
DISCOUNTING
PURCHASE
ORDER FUNDING
ASSET BACKED
TRADE FINANCE
UNLOCK GROWTH THROUGH
ACCESS TO FUNDING
INVOICE DISCOUNTING
IFS Invoice Discounting fast-tracks business growth by releasing funds tied up in unpaid invoices and decreasing the working capital cycle for continued business growth. We support business growth by overcoming the temporary obstacle of restricted cash flow. This product is suited for clients seeking to unlock growth through access to funding.
HOW IT WORKS
DELIVER A PRODUCT OR RENDER A SERVICE
To start the process, you first need to deliver a product or render a service to your debtor
SEND US YOUR INVOICE
Send us a copy of your invoice and relevant supporting documents to be verified
PAYMENT
Once verified and approved, a payment of up to 80% of the invoice value will be made available to you immediately
CONCLUSION
We wait for your debtor to pay the invoice into a regulated account according to their normal payment terms, after which we settle the balance with you
WHAT ARE THE BENEFITS
- DON'T WAIT FOR YOUR DEBTOR TO PAY
- CONVERT YOUR INVOICES INTO CASH
- IMMEDIATE INCREASE IN WORKING CAPITAL
- REMAIN IN CONTROL OF YOUR CUSTOMERS AND BUSINESS
- SAME DAY PAYMENT INTO YOUR ACCOUNT
- MORE ROOM FOR CREDIT SALES
- IMPROVED FOCUS ON BUSINESS OPERATIONS INSTEAD OF CASH FLOW MANAGEMENT
- SAME CASH FLOW EFFECT AS GRANTING OF SETTLEMENT DISCOUNTS BY YOUR DEBTOR
INSTANT CAPITAL TO ENABLE AND GROW YOUR BUSINESS
PURCHASE ORDER FUNDING
IFS funds clients who are in possession of approved purchase orders related to supply and delivery of goods. Our focus is on securing the payment, enabling us to rather focus on the merits of the transactions.
HOW IT WORKS
SEND CONFIRMED PURCHASE ORDER & QUOTATION
To start the process, send us your approved and confirmed Paymaster Purchase Order, accompanied by your Supplier quotation for the specified goods
CONFIRM PURCHASE ORDER GOODS SPECIFICATIONS
Our team will validate and confirm the Purchase Order and relevant goods specifications directly with the Paymaster and Supplier
PAYMENT
FOR
GOODS
Once verified, we pay the supplier directly as per agreed payment terms
DELIVERY
OF
GOODS
The products/goods are delivered to the Paymaster accompanied by your company invoice and Goods Received Note (GRN). A copy is also sent to our team
CONFIRM INVOICE PAYMENT
Our team will confirm delivery and acceptance of goods and invoice directly with the Paymaster, including the relevant payment information
CONCLUSION
We wait for your debtor to pay the invoice to a regulated account according to their normal payment terms, after which we settle the balance with you
WHAT ARE THE BENEFITS
- SOLVING CASH FLOW CHALLENGES & CREDIT TERMS
- ACCESS TO FUNDING
- ACCESS TO OUR TEAM OF EXPERTS IN VARIOUS INDUSTRIES
- RAPID EXPANSION OF YOUR BUSINESS
- IMPROVE CLIENT REPUTATION AS A SUCCESSFUL SUPPLIER DUE TO ACCURATE AND ON TIME DELIVERY
- MANAGEMENT OF THE PROCESS AND/OR MENTORSHIP, ADVICE AND ASSISTANCE
- ACCESS TO A VAST NETWORK OF REPUTABLE SUPPLIERS IN A VARIETY OF SPECIALISED FIELDS
INSTANT CAPITAL TO ENABLE AND GROW YOUR BUSINESS
TRADE / ASSET BACKED FUNDING
IFS provides secured Trade/Asset backed finance facilities against unencumbered assets to enable its clients to continually grow and expand their business and/or to bridge or unlock specific transactions in the short term.
HOW IT WORKS
COMPLETE APPLICATION
FORM
To start the process, send us your completed application form accompanied by the relevant supporting information
FACILITY REVIEW
& ASSESSMENT
Our team will complete a facility review and assessment, including validation work on security assets
APPROVAL &
TERM SHEET
Once approved, our team will send you an indicative term sheet, detailing proposed terms and conditions
CREDIT
COMMITTEE APPROVAL
Once the term sheet is accepted, the outstanding conditions are completed and the facility is presented to the credit committee for approval
AGREEMENT
& PAYMENT
Agreements are completed and signed where after funds are disbursed in terms of drawdown requests
CONCLUSION
The facility is repaid based on the agreed repayment terms
WHAT ARE THE BENEFITS?
- ACCESS TO CONTINUED FUNDING
- ACCESS TO OUR TEAM OF EXPERTS
- UNLOCK FINANCIALLY BENEFICIAL TRANSACTIONS
- SHORT TURNAROUND TIMES
- CONTINUED EXPANSION AND GROWTH OF YOUR BUSINESS
- IMPROVE COST MARGIN MANAGEMENT THROUGH BIGGER ECONOMIES OF SCALE